汽車和摩托車保險
獲取我們的汽車保險報價，您只需負擔合理的費用即可以將自己不幸因車禍事故所衍生的問題及財物損失透過該保險將風險降至最低。
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What is Car and Motorcycle Insurance?
Car and Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom.
Car and Motorcycle insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.
Car and Motorcycle Insurance Coverages
There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
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Bodily injury liability - for injuries the policyholder causes to someone else.
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Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
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Property damage liability - for damage the policyholder causes to someone else’s property.
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Collision - for damage to the policyholder’s car from a collision.
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Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
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Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.